Apni Chhat Apna Ghar Loan Scheme is a new loan scheme for low income households in Punjab. This scheme has been started by Chief Minister Punjab Maryam Nawaz Sharif. All people of Punjab are equally eligible to apply for Apni Chhat Apna Ghar loans Program 2024. Online applications and registrations portals are open in this scheme.
Maryam Nawaz Sharif has announced to include one lakh people in the first phase of Apni Chhat Apna Ghar scheme. New registration form for online application in this scheme has been made live on acag.punjab.gov.pk. Under this scheme, the Punjab government is providing an interest-free loan of Rs 15 lakh to those who do not have their own house. The complete details of how to get a loan are given below in this article.
Apni Chhat Apna Ghar 15 lakh Loan Application Form
Dear viewers, the complete details of Apna Chhat Apna Ghar 15 lakh Loan Scheme have already been told on this website. But the purpose of this article is to tell how to apply to those people who want to get a loan of Rs 15 lakh by joining their Chhat Apna Ghar scheme.
Here is the citizen registration form through which anyone from Punjab can register. And then can apply for Punjab housing loan. Remember, Apni Chhat Apni Ghar scheme has been launched only for the people of Punjab. A person with valid domicile of any district of Punjab can apply for this loan.
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How to Fill acag.punjab.gov.pk Apni Chat Apna Ghar Application Form
How to fill and submit acag.punjab.gov.pk application form. To get started, you need to register by entering your basic information on the registration page. A sample registration procedure is provided below.
After registering, login using your CNIC and password. Make sure to save your password so that you can check your application status for Chhat Apna Ghar Scheme 2024 in future. After registration the login form for acag Punjab portal is:
acag punjab login form
Enter your CNIC and password in the login form on the acag Punjab portal. You can use your CNIC or that of an eligible family member, such as your spouse. After logging in, you will see a certificate.
Acag Punjab Certificate
There are several checkboxes on the certificate. Read each point carefully, check the boxes, and then press the “Continue” button below. After clicking on “Proceed” another application form will open.
acag.punjab.gov.pk Apna Chat Apna Ghar Registration Form
Some information will already be filled in, but you need to complete the rest. Make sure to fill the entire application form for your Chhat Apna Ghar Scheme 2024. Do not enter any incorrect information, as this will result in your form being rejected.
acag.punjab.gov.pk Apna Chat Apna Ghar Property Details
Next, enter the details about your property, including the plot size for which you want to get a loan from the Punjab government. Also, provide the full address of your home where you currently live.
acag.punjab.gov.pk own holiday own home household details
Complete your household’s socio-economic profile. If you are married, you will need to provide information about your spouse. If both you and your spouse are applying, be sure to mention this in the form. Add details about your job or business.
acag.punjab.gov.pk Your Own Home Ownership Documents
In this section, you will need to upload three types of documents. First, upload a photo of your ownership document, such as an individual for a village or ownership letter for a city or housing society. You will also need to upload the front and back photographs of the applicant’s CNIC.
acag.punjab.gov.pk Apna Chhat Apna Ghar Feedback Form
In the last section, you can enter your remarks or feedback. You can explain your situation and financial difficulties. You can also request a more favorable score. After entering your remarks and feedback, simply submit your form. The entire process is also explained in the video below.
Note: If you face this error “Your draft application has been saved but no PMT record found against your CNIC. Please visit NSER office to register and finalize using the same login. Submit Application,” then contact your nearest NSER office for PMT score status. . Check the address of NSER offices in Punjab for your chhat apna ghar scheme.
Chief Minister Punjab Apni Chhat Apna Ghar Program 70000, Check Eligibility,
Documents Needed for Apni Chhat Apna Ghar Loan Scheme
If you also want to benefit from the 15 lakh loan scheme provided by the Punjab government. So before you apply make sure you have all the documents mentioned in below is ready. For the registration of Apni Chhat Apna Ghar Loan Scheme, the applicant must have the following documents. To complete the registration process and get a loan of 15 lakhs you need to complete your registration successfully. These required documents are mentioned in the steps below:
- Your original National Identity Card must be approved by the Government of Pakistan
- You have land papers
- Your bank statement
- Proof of monthly income
- PMT score approved by BISP
Eligibility Criteria for Apni Chat Apna Ghar Program 2024
The government has announced that a person from Punjab who wants to apply for a loan skin for his house and roof and wants to get a loan of 15 lakh rupees. They should first understand the eligibility criteria of the scheme. Here the eligibility criteria is shared with you in easy steps. Follow this and submit an application in this program so that you too can get a loan from the government.
- As per NADRA records, the petitioner is the head of his son (nucleus) family.
- The applicant is a permanent resident of Punjab as per his CNIC.
- The applicant is the sole owner and possessor of a parcel of land measuring 5 marla or less in urban areas and land up to 10 marla in rural areas anywhere in Punjab on the date of submission of online application, in which he wishes to build his house. is
- The applicant should not have a criminal record such as being convicted for anti-state, anti-social activities and heinous crimes etc.
- Applicant should not be in default of any financial institution/bank etc.
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Frequently Asked Questions for Apna Chhat Apna Ghar Loan Scheme
Who is eligible to apply for Apni Chut Apna Ghar Loan Scheme?
Any permanent resident of Punjab who owns land of 5 marlas or less in urban areas or up to 10 marlas in rural areas can apply. The applicant must be the head of the family and have a clean criminal record.
What is the maximum loan amount provided under this scheme?
Punjab government is giving interest free loan up to Rs.15 lakh.
What documents are required to apply for a loan?
Required documents include your original National Identity Card, land ownership papers, bank statement, proof of monthly income, and PMT score approved by BISP.
How can I apply for Apni Chhat Apni Ghar Loan Scheme?
To apply, visit the official website (acag.punjab.gov.pk) and complete the registration process by filling your basic details, uploading required documents, and submitting the application form.
What should I do if I encounter an error during the application process?
If you receive an error saying “Your draft application has been saved but no PMT record found against your CNIC”, you can submit your application using the same login. One should visit the nearest NSER office to register and finalize.
Can I apply using someone else’s CNIC?
Yes, you can apply using the CNIC of an eligible family member, such as your spouse.
What happens after submitting the application form?
After submitting your application, you can check the status of your application using your login details during registration.
What is the purpose of Apni Chhat Apna Ghar Loan Scheme?
The scheme aims to provide interest-free loans to low-income households in Punjab, enabling them to build their own houses.